Trusted by HNIs Across India

Your Financial Goals,
Our Scientific Approach

AND Fintech delivers personalised wealth management across India - built on data, science and individual goals.

Mutual Funds  ·  PMS  ·  AIF  ·  Algo Trading  ·  NRI Services

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HNI
Focused Advisory
5+
Asset Classes
Free
Planning Tools
Wealth Growth
Mutual Funds & PMS
Personalised portfolio design and active management
Alternative Investments
AIF & Algo Trading
Access to exclusive funds and AI-powered strategies
Global Access
NRI Investment Services
Seamless India investments for NRIs worldwide
Free Planning Tools
Retirement & Risk Calculators ↓
Know your numbers in under 5 minutes
Client Stories

Trusted by Professionals Across India

What our clients say

Free Planning Tools

Plan Your Financial Future
Right Now — For Free

Two powerful calculators built by AND Fintech. Know where you stand and what you need to do next — in under 5 minutes.

🎯
Retirement Planning

Retirement Calculator

Find out exactly how much you need to retire comfortably. Get your Net Worth target, gap analysis, and monthly SIP needed — in 5 steps.

Net Worth Analysis Gap Calculation SIP Planner
Start Planning →
📊
Investor Profiling

Risk Profile Calculator

Discover your true investor personality. Know your risk appetite, ideal equity allocation, and the investment products best suited for you.

Risk Appetite Investor Profile Equity Allocation
Find My Profile →

✦ Free to use  ·  No login required  ·  Results delivered to your inbox

Company Overview

AND Fintech is an AMFI-registered wealth management and product distribution firm based in Thane, Maharashtra, serving HNI investors across Mumbai, Thane, and NRIs globally. We are authorised distributors of Mutual Funds, Portfolio Management Services (PMS), Alternative Investment Funds (AIF), and Specialised Investment Funds (SIF) — backed by NISM certifications across all product categories.

What sets us apart is how we work. At AND Fintech, we have built a proprietary AI-driven portfolio planning system that brings together your risk profile, risk appetite, financial goals, life stage, and investment horizon — and translates them into a scientifically constructed, personalised portfolio in under 15 minutes. No guesswork. No generic templates. Just a data-driven product mix — spanning Mutual Funds, PMS, AIF, and SIF — mapped precisely to where you are today and where you want to be.

Our process eliminates the friction that has traditionally kept investors from accessing institutional-grade portfolio thinking. By combining smart technology with deep product expertise, we deliver the kind of structured, goal-oriented wealth management that was once available only to the largest institutional investors — now accessible to every serious retail and HNI investor.

⚡ Launching Very Soon

AI Portfolio Builder — Your Personalised Portfolio in 15 Minutes

We are putting the finishing touches on something we are genuinely proud of. Our integrated AI portfolio engine combines three powerful tools into one seamless experience:

📊 Risk Profile Calculator — Understand your true risk tolerance across 5 dimensions
🎯 Retirement Planner — Map your corpus, gap, and monthly SIP requirement with precision
🤖 AI Portfolio Engine — Instantly generates a fully allocated MF + PMS + AIF portfolio matched to your profile

Your complete, personalised portfolio — delivered to your inbox in minutes, not days.

Portfolio Builder button
activates here next week

Services Offered

Mutual Funds

Customized portfolio design and management, performance monitoring and reporting, taxefficient strategies, and educational resources.

Alternative Investment Funds

Diversification with access to private equity, real estate, hedge funds, and venture capital funds.

Portfolio Management Services

Customized portfolios to meet specific goals, professional expertise of experienced fund managers, diversification across asset classes, geographies and sectors, and active management to monitor market opportunities.

Mutual Funds

At and-fintech solutions, we are committed to delivering exceptional mutual fund services that empower our clients to achieve their financial goals through personalized, innovative, and comprehensive solutions.

Customized Portfolio Design and Management

We work closely with clients to create personalized investment portfolios tailored to their unique financial goals, risk tolerance, and investment preferences.

Tax-Efficient Strategies

We implement tax-efficient strategies to maximize the returns on client investments, minimizing the impact of taxes and optimizing their overall financial outcomes.

Performance Monitoring and Reporting

Our team continuously monitors and evaluates the performance of client portfolios, providing regular updates and comprehensive reporting to ensure transparency and accountability.

Educational Resources

We offer a range of educational resources, including workshops, seminars, and online materials, to help our clients deepen their understanding of the financial markets and make informed investment decisions.

Alternative Investment Funds

Diversify your investment portfolio and access alternative asset classes with the help of AND Fintech.

Private Equity Funds

Gain exposure to investments in non-public companies with potential for high growth and returns.

Real Estate Investment Trusts (REITS)

Diversify your portfolio with investments in incomegenerating commercial and residential properties.

Hedge Funds

Access a range of sophisticated investment strategies designed to generate returns in varying market conditions.

Venture Capital Funds

Invest in the next generation of innovative companies with the potential for substantial capital appreciation.

Portfolio Management Services

And-fintech solutions' comprehensive portfolio management services empower clients to achieve their financial aspirations through personalized, professional, and actively managed investment solutions.

Customized Portfolios

AND Fintech crafts personalized investment portfolios to help clients achieve their specific financial goals.

Professional Expertise

Clients benefit from the guidance and active management of experienced, seasoned fund managers.

Diversified Asset Allocation

Portfolios are diversified across a mix of asset classes, geographies, and sectors to manage risk and seek opportunities.

Active Market Monitoring

The investment team continuously monitors market conditions and opportunities to optimize portfolio performance.

Algo Trading

Automate Your Investment Strategy with AND Fintech's Systematic Trading Solutions

  • AI-Powered Trading Excellence: Advanced algorithms execute trades with unmatched precision and efficiency.
  • Continuous Market Monitoring: Stay ahead with real-time data-driven decisions and dynamic risk management.
  • Maximize Returns, Minimize Risks: Designed to optimize growth while safeguarding your investments.
  • Eliminate Emotional Bias: Minimal human intervention ensures smarter, faster, and more cost-effective transactions.
  • Futuristic Technology at Work: Harness the power of cutting-edge innovation to revolutionize your portfolio.

Why Choose AND Fintech

Our algorithmic trading services combine the latest in artificial intelligence and fintech advancements to deliver exceptional results. Experience a seamless, efficient, and forward-thinking approach to investing that puts you ahead of the competition.

Experience the Future of Trading Today!

AND Fintech combines technology and deep product expertise to bring institutional-grade portfolio thinking to every serious investor.

Loan Against Mutual Fund

Access Funds Quickly with Our Loan Against Mutual Funds Service

  • Instant Access to Funds: Unlock the value of your mutual fund investments without selling them.
  • Streamlined Approval: Quick and hassle-free loan processing with minimal documentation.
  • Competitive Interest Rates: Benefit from cost-effective borrowing tailored to your needs.
  • Convenient Online Platform: Apply for and manage your loan anytime, from anywhere.
  • Flexible Use of Funds: Perfect for medical emergencies, business opportunities, travel, or other financial needs.

Why Choose Us?

  • Speed and Agility: Experience unmatched quick access to funds exactly when you need them.
  • Ease and Convenience: Simplified processes to reduce stress and save time.
  • Low-Cost Solution: Competitive rates ensure borrowing is affordable and efficient.

Whether you're facing an unexpected expense or pursuing a new opportunity, our Loan Against Mutual Funds service offers the financial freedom you need, precisely when you need it.

Our Approach

At AND-Fintech, we adopt a holistic approach to wealth management, focusing on personalized service and strategic planning. Our team of experienced professionals works closely with clients to understand their financial objectives, risk tolerance, and investment preferences, crafting bespoke solutions that align with their long-term goals.